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Privacy Policy

Last Updated: March 2026

Welcome to Crednix (“we,” “us,” or “our”), owned and operated by SELECT TECH LLC. Your privacy is critically important to us. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal data when you visit crednix.com (the “Site”).

Because our services and content are primarily directed at residents of the European Economic Area (EEA) and the United Kingdom (UK), this policy is designed to comply with the General Data Protection Regulation (GDPR) and the UK GDPR.

For the purposes of data protection laws, SELECT TECH LLC is the Data Controller of your personal information.

1. Information We Collect

1.1 Data Collected Automatically

  • Technical Data: Internet Protocol (IP) address, browser type and version, time zone setting and location, browser plug-in types, operating system, and platform.
  • Usage Data: Information about how you interact with our Site, including pages viewed, time spent on pages, links clicked, and referral sources.
  • Cookies and Tracking Technologies: We use cookies, web beacons, and similar tracking technologies to monitor activity, store preferences, and serve targeted advertisements.

1.2 Information You Provide Directly

  • Contact Data: When you reach out to us via email or contact forms (e.g., your name, email address, and the contents of your message).
  • Newsletter Data: If you opt-in to receive our guides and shopping hacks, we collect your email address and marketing preferences.

2. Legal Basis and How We Use Your Data (GDPR)

Under the GDPR, we must have a valid legal basis to process your personal data. We use your data for the following purposes:

  • To Provide and Maintain the Site: Ensuring content is presented effectively for you and your device. (Legal basis: Legitimate Interest)
  • To Improve User Experience & Analytics: Analyzing traffic and user behavior to create better financial and shopping content. (Legal basis: Legitimate Interest / Consent for non-essential cookies)
  • To Display Advertising: We monetize our site through Google AdSense and Google Ad Manager. We use your data to serve personalized and non-personalized ads and measure ad performance. (Legal basis: Consent)
  • To Communicate with You: Sending our email newsletter with financial tips and freebie alerts. (Legal basis: Consent)
  • For Security and Fraud Prevention: Keeping our Site safe and secure. (Legal basis: Legitimate Interest / Legal Obligation)

3. Cookies and Third-Party Advertising

We partner with third-party advertising networks, primarily Google, to display advertisements on our Site.

  • Google AdSense and Google Ad Manager: Google uses cookies to serve ads based on your prior visits to Crednix or other websites. Google’s use of advertising cookies enables it and its partners to serve ads based on your internet browsing history.
  • Cookie Consent (CMP): When you visit our Site from the EEA/UK, you will be presented with a Cookie Consent Banner allowing you to accept or reject non-essential cookies (including personalized advertising cookies).
  • Opting Out: You can manage or withdraw your consent at any time through our cookie settings banner. Alternatively, you may opt out of personalized advertising globally by visiting Google’s Ads Settings or Your Online Choices.

4. Disclosure of Your Personal Data

We do not sell your personal data. However, to operate the Site effectively, we may share your information with:

  • Service Providers: Third-party vendors that provide hosting, analytics (e.g., Google Analytics), and email delivery services.
  • Advertising Partners: Google and other ad networks, subject to your cookie consent preferences.
  • Legal Authorities: If required by law, to comply with a legal obligation, court order, or to protect the rights, property, or safety of SELECT TECH LLC, our users, or others.

5. International Data Transfers

SELECT TECH LLC is a company based outside the EEA. Therefore, the data we collect from you may be transferred to, and stored at, a destination outside the EEA (such as the United States).

Whenever we transfer your personal data out of the EEA, we ensure a similar degree of protection is afforded to it by implementing appropriate safeguards, such as utilizing Standard Contractual Clauses (SCCs) approved by the European Commission, or ensuring the provider is certified under relevant data privacy frameworks.

6. Data Retention

We will only retain your personal data for as long as reasonably necessary to fulfill the purposes we collected it for, including for the purposes of satisfying any legal, regulatory, tax, or accounting requirements. If you unsubscribe from our newsletter, we will delete your email address from our active mailing lists immediately.

7. Your Data Protection Rights (EEA & UK Users)

If you are a resident of the EEA or the UK, you have the following rights under data protection laws:

  • Right to Access: Request a copy of the personal data we hold about you.
  • Right to Rectification: Request correction of inaccurate or incomplete data.
  • Right to Erasure (“Right to be Forgotten”): Request the deletion of your personal data.
  • Right to Restrict Processing: Request the suspension of processing your personal data under certain scenarios.
  • Right to Data Portability: Request the transfer of your data to you or a third party.
  • Right to Object: Object to the processing of your data where we are relying on a legitimate interest or for direct marketing purposes.
  • Right to Withdraw Consent: Withdraw your consent at any time where we relied on it to process your data (e.g., newsletters or ad cookies).

To exercise any of these rights, please contact us at [email protected]. We try to respond to all legitimate requests within one month.

8. Children’s Privacy

Crednix is intended for a general audience and is not directed at children. We do not knowingly collect personal data from anyone under the age of 16. If we become aware that we have collected personal data from a child under 16 without parental consent, we will take steps to remove that information from our servers.

9. Changes to this Privacy Policy

We reserve the right to update this Privacy Policy at any time. Any changes will be posted on this page with an updated “Last Updated” date. We encourage you to review this policy periodically.

10. Contact Us & Complaints

If you have any questions about this Privacy Policy or our data practices, please contact us:

If you are located in the EEA or the UK, you also have the right to make a complaint at any time to your local supervisory authority for data protection issues. However, we would appreciate the chance to deal with your concerns before you approach the authority, so please contact us in the first instance.